Risk

Balancing risk and reward

What we do

Our teams are responsible for researching, measuring and mitigating risk. Embedded in everything we do, our risk analysis is consistent and diligent across the firm. The goal is not to eliminate risk, but to understand, anticipate and manage it.

60+

countries where we operate

Did you know?

JPMorgan Chase has earned a reputation for transparency and accountability.

How we're organized

We are responsible for developing and maintaining an effective control environment for our businesses. As the second line of defense, Risk Management is important to the success of the firm’s operations and provides independent oversight. To reinforce strong practices and discipline, risk management is embedded into each of our businesses across the organization. We organize our risk professionals around key areas.

Country Risk

Country Risk establishes a framework for managing country-specific risks by assigning sovereign ratings and monitoring firmwide exposure and stress measures at the country level.

Opportunities in:

  • Corporate & Investment Bank

Credit Risk

Credit Risk assesses, approves and manages credit and counterparty risks on an industry, client, geographic and transaction basis.

Opportunities in:

  • Consumer & Community Banking

Liquidity Risk

Liquidity Risk is the risk that the firm will be unable to meet its contractual and contingent obligations or that it does not have the appropriate amount, composition and tenor of funding and liquidity to support its assets. The firm has a Liquidity Risk Oversight (LRO) function whose primary objective is to provide assessment, measurement, monitoring, and control of liquidity risk across the firm.

Opportunities in:

  • Corporate Analyst Development Program

Market Risk

Market Risk Management seeks to manage risk, facilitate efficient risk/return decisions, reduce volatility in operating performance and provide transparency into the Firm’s market risk profile for senior management, the Board of Directors and regulators.

Opportunities in:

  • Asset & Wealth Management
  • Corporate & Investment Bank
  • Corporate Analyst Development Program

Model Risk

Model Risk establishes a governance process for managing the risk associated with the use of models within the firm.  Executes that governance process, and performs reviews of models to challenge the model developers and model users.

Opportunities in:

  • Asset & Wealth Management
  • Commercialized Bank Middle Market Banking & Specialized Industries
  • Consumer & Community Banking
  • Corporate & Investment Bank
  • Corporate Analyst Development Program

Operational Risk

Operational Risk results from inadequate or failed processes or systems, human factors or due to external events that are neither market- nor credit-related.  Operational Risk Governance establishes, maintains and oversees execution of the Operational Risk Management Framework used by the firm to monitor and control operational risk.

Opportunities in:

  • Asset & Wealth Management
  • Commercial Bank Middle Market Banking & Specialized Industries
  • Consumer & Community Banking
  • Corporate & Investment Bank
  • Corporate Analyst Development Program

Principal Risk

Principal Risk provides global firmwide oversight for principal investing activities. Broadly, these include private equity, tax equity and other forms of outright, non-traded ownership interests. Oversees risk policies, procedures and practices. Participates in investment committees.

Opportunities in:

  • Corporate & Investment Bank
  • Corporate Analyst Development Program

Reputation Risk

Reputation Risk is the risk that an action, transaction, investment or event will reduce trust in the firm’s integrity or competence by our various constituents, including clients, counterparties, investors, regulators, employees and the broader public.

Opportunities in:

  • Asset & Wealth Management
  • Commercial Bank Middle Market Banking & Specialized Industries
  • Consumer & Community Banking
  • Corporate & Investment Bank

Opportunities

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